What is the Staff Benefit Bundle?

The staff benefit bundle offers the opportunity to enroll in Term Life Insurance with Accidental Death & Dismemberment (AD&D), Short Term Disability (STD), Long Term Disability (LTD), Critical Illness, and Accident Insurance in one seamless experience. Term Life/AD&D, Critical Illness, and Accident Coverage are also available for your spouse and dependent children. All coverages are issued by The Prudential Insurance Company of America, a trusted name in insurance for over 150 years.

Who is eligible for the Staff Benefit Bundle?

To be eligible for the Staff Benefit Bundle, you must meet the following criteria:

Work a minimum of 30 hours per week. Have an active Advisor Staff Membership with the Financial Services Institute.
Be a W-2 employee of a licensed financial advisor or firm.

Create your staff insurance bundle

Short Term Disability Insurance

Maximum weekly benefit: $1,000. Elimination period: 14 days covering 70% of weekly earnings OR 29 days covering 60% of weekly earnings. Maximum period: To be confirmed.

Long Term Disability Insurance

Elimination Period: 90 days. Monthly Benefit: 60% of your weekly earnings, up to a maximum of $10,000 per month. Maximum Benefit Period: Continues until your normal retirement age as defined by the Social Security Act. '

Group Term Life Insurance with Accidental Death & Dismemberment Insurance

Maximum coverage amount: Up to $250,000 for each staff member in $50,000 increments, $125,000 for their spouse, and $10,000 for each dependent child. Accelerated Benefit Option²: This option allows for benefits to be paid in case of a terminal illness.

Additional coverage available to add to the bundled coverage!³

Additional Term Life/AD&D coverage – up to $250,000 for you, $125,000 for your spouse, and $10,000 for each of your dependent children
Critical Illness and Accident Insurance coverage

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