Critical Illness & Accident Insurance

Critical Illness Insurance

A serious illness can stop you in your tracks and come with unexpected costs and stress. Critical Illness Insurance provides a cash payment to use for anything, from doctor bills to rent, so you can focus on your recovery.

Critical Illness Insurance plan features 

• Claims Paid Quickly: Usually within seven business days 
• Member Coverage: Up to $50,000 available, with an option to enroll for up to $30,000 on a guaranteed issue basis 
• Optional Coverage for Family: Spouse/Domestic Partner: Up to $25,000 available, with an option to enroll for up to $15,000 on a guaranteed issue basis.  
• Dependent Children: Up to $15,000 available 
• Coverage for a Range of Illnesses and Health Conditions: Including cancer, heart attack, stroke, Alzheimer’s disease, and Parkinson’s disease  

Critical Illness Insurance Monthly Member-exclusive rates

Monthly Issue Age Rate per $1,000 of Coverage 

Member’s Rate automatically includes dependent child regardless of number of children. 

Spouse/DP Rate based on Member’s date of birth. 

Accident Insurance

Accident Insurance helps you manage the financial impact of an accident. This coverage provides financial support to help you handle unexpected medical expenses such as copays, coinsurance, and deductibles that your health insurance may not cover. 

Accident Insurance plan features 

• Guaranteed Acceptance: No health questions or medical exams required 
• 24/7 Coverage: For common injuries such as fractures, dislocations, burns, and cuts 
• Lump Sum Benefit: For emergency room visits, hospital stays, therapy services, and medical applications 
• No Preexisting Condition Limitations: Coverage is available regardless of any preexisting conditions  

Accident Insurance Monthly Member-exclusive rates 

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